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Report
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Curbing the Insurance Spiral: Policy and Practitioner Strategies to Help Stabilize Multifamily Affordable Housing

June 10, 2026 (Originally Published: February 5, 2026)
By:
Flora Arabo
Andrew Jakabovics
Out-of-reach insurance rates in the multifamily sector threaten to destabilize America’s affordable housing portfolio amid an unparalleled national housing crisis. This report examines the insurance issues confronting the sector and offers practical solutions that both housing practitioners and policymakers can put forward to address rising costs, improve coverage, and protect affordable housing.
Partner Sustainability and Growth
Partner Sustainability  
Resilience
Climate Risk Reduction
Policy 
Climate Resilience
Insurance
Partner Support
Retrofit
Fact Sheet
Illustration of woman and child on the patio of a blue house with tall buildings behind them with trees around them

Curbing the Insurance Spiral - Fact Sheet

June 10, 2026 (Originally Published: February 5, 2026)
By:
Flora Arabo
Andrew Jakabovics
This fact sheet captures key insights and recommendations from the report, “Curbing the Insurance Spiral: Policy and Practitioner Strategies to Help Stabilize Multifamily Affordable Housing.”
Partner Sustainability and Growth
Partner Sustainability  
Resilience
Climate Risk Reduction
Policy 
Climate Resilience
Insurance
Partner Support
Retrofit
Collection: Curbing the Insurance Spiral
News

Enterprise Community Partners Releases New Report Assessing the Nation’s Affordable Housing Insurance Challenges and Outlining Strategies for Long-Term Stability

Enterprise Community Partners released a new report examining how rising insurance costs, shrinking coverage, and weather and natural disaster risk are threatening the stability and preservation of affordable housing across the United States.
Partner Sustainability  
Preservation and Production
Resilience
Climate Risk Reduction
Climate Resilience
Federal Policy
Housing Supply
Insurance
Partner Support
Policy Development and Research
Retrofit
State/Local Policy
Enterprise in the News

FirstBank une a 62 organizaciones sin fines de lucro

FirstBank celebró la segunda edición de la Cumbre “Inspira, Actúa, Impacta”, una plataforma para el intercambio de conocimientos y la creación de alianzas que impulsan la sostenibilidad y el impacto comunitario en Puerto Rico. La cumbre también contó con la participación de representantes del Banco de la Reserva Federal de Nueva York, Enterprise Community Partners, y Asesores Financieros Comunitarios, entre otros colaboradores, reafirmando que el cambio sostenible requiere esfuerzos colectivos y alianzas estratégicas.
Partner Sustainability and Growth
Resilience
Community Ownership and Stewardship
Advisory Services (Consulting)
U.S. Caribbean
Story
New Orleans skyline

Rescuing Ourselves: 20 Years After Hurricane Katrina

Kwamé Juakali was 15 when he walked with his family along the Interstate highway in New Orleans toward the Superdome, seeking shelter, food, and water four days after Hurricane Katrina devastated his hometown. Twenty years later, Enterprise Program Manager Juakali reflects on the impact and significance of the unprecedented storm.
Resilience
Gulf Coast