Comments on Federal Housing Finance Agency (FHFA) Request for Input (RFI) on the current and future climate and natural disaster risk to the housing finance system and to the regulated entities: Fannie Mae and Freddie Mac (the Enterprises) and the Federal Home Loan Banks (the FHLBanks).

Out-of-reach insurance rates in the multifamily sector threaten to destabilize America’s affordable housing portfolio amid an unparalleled national housing crisis. This report examines the insurance issues confronting the sector and offers practical solutions that both housing practitioners and policymakers can put forward to address rising costs, improve coverage, and protect affordable housing.

This fact sheet captures key insights and recommendations from the report, “Curbing the Insurance Spiral: Policy and Practitioner Strategies to Help Stabilize Multifamily Affordable Housing.”