The Native Homeownership Learning Communities Cohort
Call for Applications-NOW OPEN
Our Rural and Native American Initiative is excited to announce a Call for Applications for the Native Homeownership Learning Communities Cohort (Cohort). Building off the partnership with the Center for Indian Country Development we released the Tribal Leaders Handbook on Homeownership and in connection with the release of that manual, Enterprise has partnered with Freddie Mac to develop Enhancing and Implementing Homeownership Programs in Native Communities, a resource for THAs, THDEs and tribes to expand homeownership opportunities in the communities they serve.
The Rural and Native American Initiative is excited to announce over $1.3 million in Section 4 funding to 27 organizations working in rural and Native American communities across the country. Grant support will fund activities like preservation of 515 properties, increasing Native homeownership, developing permanent supportive housing projects and supporting community and economic development and housing initiatives that leverage arts, culture and creativity to achieve social, economic, environmental, and health outcomes.
Grant Comparison Map
Affordable Housing in Rural America
Responding to a Great Need for Affordable Housing
Many of the nation’s rural communities struggle with persistently high rates of poverty. One in every four rural households in the U.S. is severely overburdened by housing costs. More than 40 percent lack basics like water, electricity and adequate heating and plumbing.
We are helping rural communities respond to these challenges, and provide decent, green affordable housing for all residents by:
- Advocating for support for rental assistance and other funding programs
- Advancing best practices in green building and sustainability
- Promoting the development of safe, affordable and green homes for farm workers, with a special focus on migrant worker communities in the Pacific Northwest and southwestern U.S.
Affordable Housing in Native America
Enterprise works with tribal and community partners to create healthy, safe, green affordable housing and to increase opportunities for economic advancement for individuals and families.
In 2016 we published Designing and Operating Homeownership Programs on Tribal Lands, a guide offering tribal leadership a comprehensive overview of the steps required to create homeownership programs on reservation land, with a particular focus on the mortgage lending process. It helps introduce mortgage lending processes on reservations in a way that:
- Leverages existing federal funding so that you can significantly increase financial resources for housing on reservation land
- Leverages government and private mortgage programs and resources for housing on reservation land
- Allows tribes or tribal affiliates to develop or sponsor many more homes for ownership by tribal members
- Helps tribes manage the mortgage process on tribal land.
As another way to improve housing on reservations and pueblos, Enterprise has just partnered with the Center for Indian Country Development at the Federal Reserve Bank of Minneapolis to create the Tribal Leaders Handbook on Homeownership. It is designed to help tribal leadership navigate the often-complicated process of homeownership on tribal lands, and Enterprise will soon be offering a series of trainings in conjunction with the handbook.
Tribal Home Ownership Summit
On October 11th-13th, the Rural and Native American Initiative held the Tribal Homeownership Summit in Albuquerque, New Mexico at the University of New Mexico, School of Architecture. This important summit was designed to help Tribal Housing Authorities navigate the complex trust land leasing and lending process and support members through the process of buying a home. Presenters provided insight on master planning, design and community outreach, infrastructure strategies, homeownership training, program design, the role of Native CDFIs, mixed use development and innovative financing options.
Thank you to the sponsors Freddie Mac and Wells Fargo in supporting these critical efforts!
- Akwesane Eco-Village
- AIA Document C401 Sample
- Bringing the Power of Design to Affordable Housing
- Building a Community with USDA Rural Development
- Conversion of Low-Income Housing Tax Credit Project to Homeownership
- Infrastructure Resources and Strategies
- Homeownership Training and Program Design
- HUD Section 184 Loan Guarantees
- Mixed Income Development
- Pueblo of Laguna Village Comprehensive Plans
- Native Capital Access TEMS 212 Introduction to Finance
- Welcome! MFA Programs