This brief examines San Joaquin County's housing needs and available resources, presents findings from stakeholder interviews, and offers recommendations for moving forward.

Out-of-reach insurance rates in the multifamily sector threaten to destabilize America’s affordable housing portfolio amid an unparalleled national housing crisis. This report examines the insurance issues confronting the sector and offers practical solutions that both housing practitioners and policymakers can put forward to address rising costs, improve coverage, and protect affordable housing.

This fact sheet captures key insights and recommendations from the report, “Curbing the Insurance Spiral: Policy and Practitioner Strategies to Help Stabilize Multifamily Affordable Housing.”

Using aggregated data from SROs in Northern and Southern California, the report looks at portfolio risk factors, property conditions, and trends shaping the state's SRO landscape.