Look upward in downtown Detroit and you’ll see ornate skyscrapers built even before the city’s automotive-fueled heyday of the 1950s, when it was the richest city in the country. Lower your gaze, and the bevy of cranes offers signs of renewal. At street level, crowded restaurants and busy sidewalks create an urban buzz familiar to any city dweller. For Melinda Clemons, this activity is a positive sign, as her hometown builds back from the national foreclosure crisis in 2008 and municipal bankruptcy five years later.

The lasting impacts of segregation and redlining continue to play a significant role in limiting access to decent, safe, and affordable residential housing and homeownership in Black communities.

Enterprise's Ahmad Abu-Khalaf summarizes the key hurdles BIPOC housing developers face in accessing capital - and solutions for creating a more equitable future for developers.