Georgia faces a severe housing crisis, with rising costs leaving over half a million households severely cost-burdened. Housing trust funds are a proven best practice for addressing affordable housing needs by securing dedicated resources to address the specific needs of each community or state. Georgia’s State Housing Trust Fund for the Homeless has effectively leveraged federal funding for decades, but it has broader potential to build and preserve affordable housing and support homeownership with more state investment. This report discusses the value of housing trust funds, shares examples from other states and localities, and explores opportunities for Georgia to expand the reach of state and local housing trust funds to address housing challenges.
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