When you support the Enterprise Community Loan Fund, Inc., (ECLF) you help to transform communities and create opportunity for individuals and families in need.

For more than 25 years, ECLF has strategically invested more than $1.7 billion in communities lacking access to traditional sources of capital. Funding from partners like you allows us to further our mission to deliver innovative financial products to mission-aligned organizations to acquire, develop and preserve quality affordable housing for low and moderate-income families, and to revitalize their communities by providing access to good jobs, schools, transportation and healthy living environments in the communities we serve throughout the United States. 

Every dollar you invest leverages additional public and private funds, multiplying the impact that your capital creates. Supporters can make a social impact while also generating a financial return by making a grant or loan to ECLF which may be eligible for investment and/or lending Community Reinvestment Act credit.

Debt Investment Opportunities

Debt Investment Term loan, Revolving Line, EQ(2), and Recoverable Grant 
Minimum Investment $3 Million
Structure Negotiated Loan, EQ(2) or Grant Agreement
Type Term loan or Revolving Line of Credit
Term Minimum of 3 years, longer terms preferred
Interest Rate Fixed
Interest Payments Quarterly
CRA Eligibility Yes
Geographic or Programmatic Targeting Yes
Reporting Quarterly and Annual Financial

Grant Investment Opportunities

Grants provide the deepest level of investment by providing a 5 to 1 multiplier effect in lending, ECLF does not utilize grants to cover the cost of its operations, grants are used to support lending opportunities.

Supporters of ECLF include philanthropic individuals as well as institutions such as foundations, religious organizations, nonprofits, insurance companies, and banks. Their support drives our efforts to end housing insecurity in the United States, while making it possible to create thriving communities linked to opportunities. ECLF is a U.S. Treasury Department-certified Community Development Financial Institution (CDFI) with an investment grade AA- rating from S&P Global Ratings.  

For more information or to discuss debt or grant opportunities please contact Charlotte Crow at  ccrow@enterprisecommunity.org or 410.772.6006.