In Good Faith: Reimagining the Use of Land Contracts

Evelyn Zwiebach ,
Enterprise Community Partners, Inc.
Karen Ann Kling, Strategic Projects Manager, Poverty Solutions, University of Michigan
Poverty Solutions Land Contracts Policy Brief image
Through extensive literature review and qualitative data, this brief draws from the community development sector’s experience to identify best practices, interventions and key common-sense reforms to make land contracts a safer and more effective homeownership tool.

For more than half a century, land contracts have been used to exploit and extract wealth from Black communities locked out of more traditional and regulated pathways to homeownership. But mission-driven organizations working in Detroit and Southeast Michigan have found that land contracts implemented by good-faith sellers can offer a sustainable pathway to homeownership and represent an important alternative for buyers without access to mortgage financing.

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