The President's Memorandum on Federal Housing Finance Reform: A Reader's Guide

Andrew Jakabovics ,
Enterprise Community Partners, Inc.
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Last week, the president issued the following memorandum directing the heads of various agencies – primarily the Treasury and HUD secretaries – to lay out a plan for housing finance reform that could be accomplished through a mix of legislative and administrative actions. The plan the president requested would be the first concrete proposal by the executive branch since 2011’s Reforming America’s Housing Finance Market. The new memo takes a broad view of the housing finance system: rather than focusing on Fannie Mae and Freddie Mac (typically referred to as the Government Sponsored Enterprises, or GSEs), it includes potential changes to FHA and Ginnie Mae, in addition to the Federal Home Loan Banks, in any plan.

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