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More than 2.4 million Native Americans live on or near tribal land. They face some of the worst housing conditions in our country.
- Unemployment rate is double the national average.
- One-third live in poverty.
- 40% live in overcrowded or dilapidated housing.
- Basic infrastructure, including water, sewer and roads, are often severely inadequate.
- Fewer than 2,000 mortgages have been closed on tribal lands where there is an immediate need for at least 200,000 decent, affordable homes.
- Mortgages to enable homeownership are difficult to come by–less than one-fourth of all tribes in the country have legal systems that permit government or conventional mortgages.
Enterprise has raised and invested $88.3 million in grants, loans and equity in Native American communities to leverage an additional $10.6 million of resources for housing and over $1.7 million in economic development start-up projects. This has helped create or preserve close to 1,800 for 54 tribes in 20 states.
Enterprise’s New Mexico program serves as a model of other emerging Native American programs. Lessons learned are applied to the development and execution of work in California, Alaska, Idaho, Arizona, Utah, North Dakota and South Dakota.
Designing and Operating Homeownership Programs on Tribal Lands
2003
by New Mexico Tribal Homeownership Coalition
Download PDF for free (1.4 MB)
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This manual is a comprehensive overview of the steps required to create homeownership opportunities for tribal members living on reservation land, with a focus on the biggest obstacle: the mortgage lending process.
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Enterprise Community Partners
320 Osuna Road NE, Building D
Albuquerque, NM 87107
Phone 505.345.9033
Fax 505.345.9034
Email Beryl Lecompte
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