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Noni Ramos is vice president and chief lending officer for the Enterprise Community Loan Fund. She is responsible for new program and product development and financing innovation. Noni manages a lending team across the country in delivering financing for affordable housing, community health centers, charter schools and other community development needs. She also leads the Loan Fund’s Transit-Oriented Development (TOD) finance work. Noni works across Enterprise subsidiaries and affiliates to develop and launch new financial products and initiatives.
Prior to joining Enterprise, Noni held various lending and programmatic positions of progressive leadership during her 14-year tenure at the Low Income Investment Fund (LIIF); including the chief credit officer position. In this role she was responsible for directing all lending and portfolio management functions for the organization. She began her professional career with Citibank.
Noni received a bachelor’s degree from the Walter Haas School of Business at University of California, Berkeley and earned a master’s in public administration from the California State University, East Bay. She is currently a member of the board of directors of the Mercy Loan Fund and the YWCA of Berkeley/Oakland, where she previously served as board president for two terms. She is a past board member of the Tenderloin Neighborhood Development Corporation and chaired the Housing Development Committee for most of her board tenure.